Rule-Based Communications with Legodesk

Automate, Personalize, and Optimize Borrower Interactions

Effective communication is the cornerstone of successful debt recovery. LegoDesk’s Rule-Based Communications empowers financial institutions to streamline borrower engagement, delivering timely, personalized, and automated messages tailored to borrower behavior, risk profiles, and loan types.

Use Cases

Pre-Delinquency Management

Send timely payment reminders to borrowers approaching their due dates.
Encourage early payments with personalized incentives or reminders.

Delinquent Account Recovery

Automate follow-ups for borrowers in different delinquency buckets.
Offer repayment plans or settlement options based on borrower profiles.

Legal Notices and Updates

Deliver legal notices like demand letters or arbitration invitations automatically based on predefined triggers.

Customer Engagement and Retention

Send customized messages for restructuring loans or offering additional financial products.

How It Works

1

Data Integration

Connect borrower data, repayment history, and risk profiles to the platform.

2

Rule Configuration

Set up communication rules based on triggers such as due dates, payment delays, NACH bounces, or risk categories.

3

Channel Optimization

Choose the best communication channels, including SMS, email, WhatsApp, IVR, or voice calls.

4

Personalized Messaging

Automatically generate tailored messages for borrowers based on their specific needs and repayment behavior.

5

Real-Time Execution

Automatically execute communication campaigns as per the configured rules.

6

Monitoring and Optimization

Track delivery and engagement metrics via dashboards and optimize strategies based on performance data.

Who Can Use Rule-Based Communications?

Banks and NBFCs

Automate borrower communications to reduce delinquency and improve recovery rates.

Legal Teams

Deliver legal notices and updates systematically while staying compliant.

Collection Agents

Save time by automating routine communication tasks.

Customer Relationship Teams

Enhance borrower satisfaction with proactive and personalized messaging.

Numbers that Matter

Increased Collection Rates

20–30% uplift in pre-delinquent and delinquent collections through proactive engagement.

Reduced Operational Costs

30–40% cost savings by automating communication workflows and reducing manual effort.

Enhanced Customer Experience

90% borrower satisfaction with personalized, non-intrusive communication strategies.

Improved Compliance

Ensure all communications adhere to RBI guidelines and other regulatory requirements.

Why Choose Us?

Data-Powered Automation

Set up intelligent rules to deliver the right message at the right time.

Omnichannel Engagement

Leverage multiple channels for maximum borrower reach.

Real-Time Dashboards

Monitor communication performance and fine-tune strategies as needed.

Proven Track Record

Trusted by leading financial institutions for delivering exceptional outcomes.

Transform Your Recovery Process with Workflow Automation

Legodesk is not a law firm and does not provide legal advice. The use of any materials or services or software is not a substitute for legal advice. Only a legal practitioner can provide legal advice and a legal practitioner should be consulted for any legal advice or matter. We neither endorse, nor solicit the work of any Lawyers, Law Firms, and Legal Professionals.

Address

Company Address:
Sierra Cartel
No.91, 17th cross, 14th Main Rd, Sector 4, HSR Layout, Bengaluru, PIN- 560102

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